American First Financing

American First Financing

No Credit? No Problem. Ride Today with American First Finance

APPLY FOR AMERICAN FIRST FINANCING HERE

At Power ON Electric Bicycle Company, we believe that your credit history shouldn't stand in the way of your future adventures. While traditional financing works for some, we know it doesn't work for everyone.

That’s why we are proud to offer American First Finance as a flexible payment solution for our customers. If you are looking for a high approval rate and a clear path to ownership, this is the option for you.

The "No Credit Needed" Advantage

One of the biggest hurdles in financing can be a strict credit score requirement. American First Finance is different. They offer a "No Credit Needed" approval process.* Instead of just looking at a three-digit score, they look at your overall financial stability and ability to pay.

This means that even if you have less-than-perfect credit (or no credit history at all), you still have a great chance of getting approved for the e-bike you want.

Save Money with the 101-Day Payoff Option

We know you want to avoid paying unnecessary interest. American First Finance offers a powerful 101-Day Early Payoff Option that puts you in control.**

Here is how it works:

  • The Goal: Pay off your balance within the first 101 days.

  • The Benefit: If you do, you effectively pay zero interest on your purchase. You only pay the cash price of the bike plus the origination fee.

It’s an excellent way to use the financing to get the bike home today, while still getting a "cash-like" deal by paying it off quickly.

What About Fees?

Transparency is key. With this financing option, there is a small Origination Fee included in your agreement. 

When you use the 101-Day Payoff Option, you are essentially paying: The Price of the Bike + The Origination Fee = Total Cost

No hidden interest spikes, provided you stick to that 101-day timeline.

Get Approved in Minutes

You don’t have to wait days for an answer. You can apply right here at our Cypress shop, and decisions are often instant.

  1. Select your e-bike.

  2. Apply via American First Finance (link above).

  3. Pay the small initial payment and ride out the door!

Stop dreaming and start riding. Visit Power ON Ebikes today and ask us how American First Finance can get you moving.

*Disclaimer: "No Credit Needed" does not mean no credit check. American First Finance may check credit history, but no established credit history is necessary. *The 101-Day Early Payoff Option (also known as the Early Buyout Option) requires you to pay the principal amount, the origination fee, and any other applicable fees within 101 days (or 101 days, depending on your specific agreement terms) to avoid paying interest/leasing fees. Standard contract terms apply if the balance is not paid within this period.